In the U.S., the law requires car insurance, we actively avoid using it, and don’t bat an eyelash to pay for it. The law requires health insurance, we use often, and we’re all up in arms about it.
As a student people used to tell me how stressful “adult working life” is and how being a student was so easy. But today I am way more relaxed since my job has a defined start and end as opposed to the constant guilt of feeling I should be studying instead of whatever else I was doing.